Insurance Made Simple. Protection That Runs Deep.

For nearly a century, we’ve been serving families, farms, and businesses across Michigan with trusted insurance and Explore a full range of personal and commercial coverage, backed by nearly 100 years of trust in Michigan communities.

Insurance Services Tailored for You

At McCartney Insurance Group, we believe that great coverage starts with understanding the people we serve. Whether you’re protecting your home, farm, family, or business, our team offers personalized insurance solutions backed by nearly a century of local experience. Explore our full range of services below.

Ready to get started?

The McCartney Insurance Group team is here to help you find the right protection for every part of your life. Contact us today or stop by our downtown Lake Odessa office to speak with a local agent who understands your needs.

Phone:

Email:

928 4th Avenue
Lake Odessa MI 48849

Office:

Monday - Friday: 8am to 4pm, or by phone until 5pm.

Hours:

Home & Auto Insurance

From your morning commute to your evening at home, we’re here to protect the moments that matter most. Our home and auto insurance packages are designed to keep you, your property, and your loved ones safe. Whether it’s liability, collision, or comprehensive coverage for your vehicle or reliable protection for your house and belongings, our policies are tailored to your needs and lifestyle. We also offer solutions like rental car reimbursement and uninsured motorist protection to ensure you’re covered from every angle.

Business Insurance

Whether you're launching a new startup or leading a multi-generational business, our commercial insurance solutions are built to protect your investment. We cover everything from general liability and commercial property to workers' compensation and professional liability. We also offer coverage for commercial vehicles and business interruptions. Our local expertise helps us craft policies that reflect the real challenges business owners face in Michigan and ensures your business can grow with confidence.

Farm Insurance

Farming is more than a job, it’s a way of life. That’s why we offer specialized insurance for all kinds of farms, from hobby plots to commercial operations. Whether you run a dairy, orchard, vineyard, or livestock farm, our policies cover your land, equipment, buildings, and liability risks. We work with top farm insurance carriers in Michigan and take the time to visit your farm, understand your needs, and build a custom plan that truly protects your livelihood.

Crop Insurance

Weather and market conditions can be unpredictable but your protection shouldn’t be. We offer both Federal Crop Insurance and Crop Hail policies through trusted providers like NAU. With support from dedicated crop insurance agents and on-site farm visits, we make it easy to manage all of your insurance needs under one roof.

Private Client Group & High-Value Home Insurance

If you own a high-value home or estate, your insurance needs go far beyond standard policies. Our Private Client Group is designed for those with homes over $750,000 in replacement value, luxury vehicles, collector cars, yachts, and other premium assets. We partner with carriers that specialize in concierge-level coverage from global auto rental protection to equipment breakdown and fine art insurance. Let us help you protect what you’ve worked so hard to build.

Life Insurance

Life insurance is about more than planning it’s about protecting your legacy. We offer a range of solutions including term life, return of premium, whole life, universal life, and final expense coverage. Our experienced agents help you navigate your options and choose a policy that ensures your loved ones are financially secure, no matter what life brings.

Health Insurance

Navigating health insurance can be complicated and we’re here to make it easier. We provide expert support for individual health plans, Medicare Advantage, and group health plans for farms and businesses. Whether you’re seeking personal coverage or options for your team, we’ll help you find a plan that fits both your needs and your budget.

Pet Insurance

Pets are family, and they deserve the best care possible. Our pet insurance plans help you manage the cost of vet visits, emergency care, prescriptions, and even chronic conditions. With customizable options and access to a wide network of vets, we make it easy to protect your furry companions without financial stress.

Boat & Yacht Insurance

Your boat or yacht is more than just a hobby, it’s an investment. We offer specialized coverage designed for watercraft of all sizes, including personal boats, fishing vessels, and luxury yachts. Our trusted carriers provide custom programs that cover everything from physical damage to liability on the water, so you can enjoy every voyage with peace of mind.